Irina Grigoryeva
Senior Vice-President, Loco-Bank
Given the current state of affairs in the Russian economy the most risky is the external sector of the economy engaged in foreign trade, which are intersecting with the countries embargoed for a number of products. If you take the best of times, the real and the private sector are the most responsive to market conditions, in particular, is the construction, transportation, catering, retail, manufacturing of raw materials and finished products. When underwriting of such customers we apply an individual approach of analysis.
|
Spartak Solonin
Vice-President, Deputy Director on small business clients care, VTB 24
The most risky is lending of the service industries: transportation, beauty salons, laundries, car washes and more. As a rule, these activities are characterized by a low degree of financial independence and stability, which leads to a significant deterioration of the financial situation of clients upon minor structural or macroeconomic fluctuations.
|
Roman Gavrilov
Vice-President, Managing Director on small and medium business clients, Life Financial group
First of all – construction. Moreover, special attention should be paid to tourism, haulage, agency activity. We have solutions for all these types of businesses.
|
