Irina Grigoryeva
Senior Vice-President, Loco-Bank
Long-term money for a small segment, usually are issued for investment purposes, i.e. they are loans for the purchase of certain assets, for repair and reconstruction of assets and other capital investments. In practice, these are loans for the purchase of trucks and special machinery, equipment and commercial real estate.
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Spartak Solonin
Vice-President, Deputy Director on small business clients care, VTB 24
The most common purpose of lending is working capital loan: purchase of raw materials, finished goods for resale, etc. As a rule, the maximum repayment period for the above purposes is 24-36 months.
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Roman Gavrilov
Vice-President, Managing Director on small and medium business clients, Life Financial group
Oddly enough, most of the loans for up to two years are directed to working capital. And for the investment purposes - in most cases loans for two years or more.
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