Andrei Goncharov
Chief Executive Officer, OJSC Pervobank
I think the objective of this innovation is to cheapen loans to small and medium-sized businesses and support the banking system. It is obvious that the financing from the CBR today is one of the most affordable options on the market of financing for banks, and taking advantage of such a product, banks will offer lower rates to its customers.
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Vladimir Shatalov
Vice-President, Managing Director on small and medium buziness products and technologies development, Promsvyazbank
Development of the system of bank financing against securities will undoubtedly have positive effect on customer rates on loans to SMSB, provided that the difference in the cost of raising from the market and in the Central Bank will cover the considerable costs of conclusion and support of the transaction, and, if the term will be sufficient for direct financing of the loans to SMSB through the funds received.
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Sergey Shamin
Deputy CEO, Bank of Settlements and Savings
If the key rate in the near future will not go up then after the launch of this mechanism we can expect reduction of rates for SMSB. Of course, the rates should be such that the loans were affordable for SMSB - within 14-15% per annum.
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